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Questions about who is eligible for a VA loan and reuse of eligibility for another VA loan.

Q: How do I apply for a VA guaranteed loan?
A: You can apply for a VA loan with any mortgage lender that participates in the VA home loan program. At some point, a Certificate of Eligibility from VA to prove to the lender that you are eligible for a VA loan.


Q: How do I get a Certificate of Eligibility?
A: Complete a VA Form 26-1880, Request for a Certificate of Eligibility: You can apply for a Certificate of Eligibility by completed VA Form 26-1880, Request For A Certificate of Eligibility For Home Loan Benefits, to the Winston-Salem Eligibility proof of military service. In some cases it may be possible for VA to establish eligibility without your proof of service. possible delays, it's best to provide such evidence.

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Call Us Direct 1-916-226-1136 or
Email: djdelgado@comcast.net

Getting Qualified is Easier

The qualification guidelines are less stringent for VA Loans. Because VA loans are backed by the government, banks have relaxed the often strict lending rules for VA Loan applicants making them easier to obtain.

Now is the Best Time to find a place called HOME!




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What is a Pre-Qual?

A Pre-Qual is great to have when searching for your new home. This way you are able to see which areas and homes on the market you are best matched with.



If you are more comfortable contacting us by phone to start your application, we are here to assist you at
 (916) 226-1136.



8 Steps to Buying a Home

Step 1: Make the decision to buy Consider the reasons you want a new house, and put the pen to the paper. Write down the characteristics of a home that meets your needs, and prioritize them. Determine how long you’ll want to live in your new home, the highest payment you can manage, and how much cash you have.

Step 2: Get formally pre-qualified Before you waste one gallon of gas, you need to find out the details of getting a home loan. In a matter of minutes we can determine how much of a home loan you can afford, and what “price range” you should be shopping in. We’ll ask you questions regarding income, debt, assets and credit. We will give you all of the information that you need to make clear, realistic decisions about your future. ALL options will be discussed. Frankly, meeting your needs is something that we do very, very, well, and it starts with the right loan.

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